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Credit Reports

1) We’re the Treasury- We’re Here To Help You With Short Sales (kinda) – More on the new short sales program. Rathbun has a reserved opinion, me, not as reserved, I think the new short sale guidelines are going to fail.

2) BofA to Repay $45 Billion in TARP – My take on this? The government is making the short sale “suggestions” listed in #1. When it fails will they make the suggestions mandatory for those who still owe TARP money? Don’t be surprised and BOA being one of, if not the worst to deal with when it comes to short sales may want no part. Just a thought.

3) FHA Downpayment, FHA Insurance Costs To Rise? – It is going to get tougher to get an FHA loan. Will be interesting to see if they do require a larger down payment. I for one hope they do!

4) Get a free credit report before you look for a house – I like her recommendation of getting one of your reports every four months. I used to do that when I cared about my credit score.

5) REW’s New IDX Map Search is Coming – For the other agents out there this is going to be an very interesting one to watch.

6) Exactly How The Long Tail In Real Estate Blogging Will Bring The Ready-To-Act Home Buyer – Determine what keeps home seller and buyer up at night and blog about that? So what is it?

7) Stop Thinking About It. It’s Time to Sell Your House. Inventory is Very Very Low in Northern Virginia – Looking for content for your site? I bet this is relevant to many agents out there and well done.

8) Christmas Comes Early For Some FHA Borrowers – Not to be confused with number 3 in this list. 2nd appraisals appear to be going away.

9) I can’t tell you how disgusted this makes me…. – Is Bloodhound becoming the Thom Vanderwell blog?  He is just cranking out content. Great story he picks up here, if true everyone involved should lose their license.

10) "The Digital Handshake" by Paul Chaney – Don’t Miss This One! – There are very few books out there on social media worth owning. This sounds like it may be one

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1) Do big screen TV’s fin into shopping carts – Justin McHood gives some solid advice about some things that may kill financing deals. If you are buying a house, read it! Glad I could provide so much ammo for Justin’s post.

2) Understanding credit reports and FHA Mortgages – A good look at how credit effects your ability to get a loan and what really effects your credit score.

3) My “talking” Good Faith Estimate – Want to understand a Good Faith Estimate better? Rhonda Porter does a good job explaining one in this video.

4) The importance of a final walk through when you are buying – Rhonda Duffy takes a look at why the final walk through is important and something you do not want to skip.

5) 50 do-it-yourself marketing ideas for your real estate business – From offline to online NikNik takes a look at 50 ideas you can use to improve your business.

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