1) Characteristics of home buyers and sellers from NAR – Almost half of all home buyers this year were first time home buyers between the age of 25-34 years old.

2) Using consumer confidence to guess where mortgage rates are going -  Dan Green shows how the stock market is up, home sales are up, but spending and consumer confidence is not so right now expect mortgage rates to remain fairly steady.

3) Strategic defaults: It depends how far under water you are – Walking away from your mortgage, who would have thought it was a “keeping up with the Joneses” thing.

4) An unhappy client can kill your reputation in 6 months or less – Letting an unhappy client go may be the best thing you can do for your business, because they can kill your reputation online.

5) Existing home sales surge to highest level since February 2007 – Sales were up more than 23% over the same month last year. That trend in November may end up changing a little as inventory levels (at least in Tempe AZ area) seem to be creeping up.

6) The end of the MLS as we know it? (Part: 546) – Rowles makes a good point on the MLS will still be needed even with Google and RPR.

7) Stop acting rich: Household struggles go beyond the mortgage payment – This goes perfect with one of my favorite Dave Ramsey quotes “live your wage.”

8) Selling your home during the holidays – John Jones addresses they myth that you should not sell your house during the holidays.

9) Commercial real estate not expected to recover until after 2010 – In many markets the residential housing market has started to recover, the commercial market is lagging behind and could be another couple years before any rebound starts.

10) Win an autographed copy of the Whuffie Factor. It’s easy! – Not sure what the Whuffie Factor is? Then you should really be entering this competition.

1) FHA renders three the magic number to buy a home after foreclosure – Did your house go into foreclosure in the last few years, FHA says you need to wait three years before you can qualify for an FHA loan to buy a new house.

2) Are FHA loan limits going higher? – Increase FHA limits even higher with still just 3.5% down? Do we not ever learn?

3) Where online real estate has gone wrong – Dalton makes some great points about user comments on real estate listings and how that may not be the best thing for a listing.

4) Mortgage delinquencies & foreclosure rates shatter records – Delinquencies are up, foreclosures are up, mortgages becoming harder to get, while the market may be stabilizing, don’t expect a quick recovery.

5) ‘Maybe’ kills our careers one letter at a time – Want to be successful in real estate, Scott Cowan things the trick for him has been getting to the ‘yes.’ 

6) How political is your real estate business – I am starting to really enjoy Greg’s weekly vlog on politics and real estate. Politics effects our day to day life and business more than most like to admit.

7) "In the Nest” episode 2 – Special Guest Tom Ferry, founder and CEO of Tom Ferry – yourcoach– It is a little long, but a bunch of great information from Coach Tom Ferry.

8) On Google’s latest real estate foray: Implications & speculations – Google’s next step in world dominance. But here we go again… Is Google a scraper for real estate?

9) Overhauling the current HVCC system across the board – Could change be coming to the HVCC, we can only hope.

10) Google makes yet another big move into real estate territory – This could be really bad news for a site like Zillow, and could it even be a threat to RPR?