IndyMac

Here is today’s list of top real estate posts of the day.

1) Hear why no foreclosure wave will hit – Foreclosures are still coming at a fairly steady level, but hear from Foreclosure Radar why the shadow inventory wave is not coming.

2) What’s Your Silicon Valley Home Worth? Beware Online Home Valuations! – Good explanation that I have to make often to buyers and sellers why those online CMA estimates may not be very accurate.

3) The Interest Rate Spread Between The 15-Year Fixed And 30-Year Fixed Is Huge – Dan shows how the 15-year fixed rate is much better rate wise than a 30-year, but shows why a 30-year may still be a better deal. I personally am a 15-year, no debt guy, but I know I am the rarity.

4) The Bank Won’t Let Me – Dalton hits the nail right on the head with this short post. It is pretty close to the same thing I said 2 days ago, short sales" href="http://deansellsaz.com/2010/02/10/can-the-bank-alter-a-short-sale-contract/">the bank is not a party in the contract!

5) Sellers Should Pay All Closing Costs – This technique works good in an equity sale, but not in a market like we have here in Phoenix that is controlled by short sales and foreclosures. Then there is also the appraisal issues. But that being said Frank still makes a good case.

6) Realtor® Speak 101: Designations and Certifications – Ever wonder what those designations agents love to list on their card mean? Here are the answers. Then there are some of us who believe they are just money making ponzi-schemes more often than not. The fact that you need to pay yearly to use a designation? Give me a break.

7) Government Math – Most of us have probably seen this Indymac video by now. I did a video on this same exact subject about 2 months ago, just my video was not nearly as good or entertaining as this. A must watch for all. EDITORS NOTE: I am going to get a little political on you here… They just barely touch on George Soros. Do you not know who he is? He is the funder of the ultra-liberal group MoveOn.org and spent over $23million alone in 2004 to oppose Republicans. I guess this is his reward.

8) Citigroup to Ease Foreclosure Process – More delaying of the inevitable.

9) Wholesaling Real Estate Step by Step – Want to be a wholesaler? Who doesn’t in today’s foreclosure market. Here is a good 6 step process on how to get started.

10) Is professionalism in real estate overrated? – And the debate continues.

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