1) Can we create home buyers with tax incentives? – Teresa Boardman believes we cannot create new buyers with a tax credit. I hope she is right. I would hate to think someone is making a big financial decision because the taxpayers are giving them an $8,000 tax credit.

2) My new business cards are for you AND me! – Daniel has a really interesting idea on his new business cards.

3) The housing market bottomed 9 months ago, based on data – Sure supply is down and demand is up which leads to higher prices, the only question is will it remain that way or are housing prices being manipulated by banks? While no one knows for sure right now, time will tell.

4) How long will it take to close my loan? – Anyone working with buyers recently knows the answer to this question is a long time. And if you are working with Chase it seems like it is a long time plus a few weeks.

5) How to make use of Twitter lists – Want some really good tips on using the new list feature in Twitter? This is your post! Right now I am still not a fan of lists because I have to go to the Twitter website to use them. I can do the same thing in Tweetdeck, just not share it.

6) FTC says MLS cannot exclude discount broker listings from feed to public websites – I’m not so sure about this decision. I kind of hope they take the case to U.S. District Court. Not making an opinion on discount brokers, but is not Realcomp a private company providing a service in which they can make the ground rules in which you can be included?

7) A little effort can go a long way – Great advice on a place you can save money on your monthly bill without trying to time the market with the interest rate.

8 ) 55% of commercial loans due by 2014 are under water – Think the residential real estate market has been bad? Wait to you see what happens to the commercial market in the next few years. Those who know a lot more about commercial real estate than I do have been telling me this for months.

9) Pending home sales index up for 8th consecutive month – Remember one thing, all real estate is local, your market may vary and talk to a good real estate agent in your area to see what the local market is like.

10) Distractions in the real estate business – Distractions and a lack of focus, once again Tom Ferry hits it out of the park. Looks like I know what I need to work on this week…