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Mortgage

Your lender matters, make sure you have a good lender.

Who you use for a lender can often be the difference between a smooth transaction and a nightmare that cost you hundreds or dollars and could even prevent you from getting the home of your dreams.

If you have any other questions you can leave a comment below or email Dean Ouellette.

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1) Realtors under attack and fighting back – It’s something I don’t think about much, but probably should. How safe are we when we go show houses to strangers.

2) How to Stumble Upon to improve your blogging – Stumble Upon is something I used to use a lot, but have not in a while. After reading this I am inspired to download it again and start over.

3) Trulia’s balancing act: considering the needs of all our our users – Trulia admits that real estate agents are not their top priority, that should upset some agents. My personally I am fine with that, everyone has to know their audience and what they are trying to achieve and Trulia appears to know theirs.

4) Brokers: Take your time with mobile – Great point, being first to market is not always a great idea if you mess it up. If you put out garbage it is not to inspire many to download your next version, they will more than likely just delete it and forget about you.

5)  Mortgage applications decrease – Could it be seasonal, could it be because of the end of the first-time home buyer tax credit ending? Either way adjusted applications were down 12% from last week.

6) Applying for a mortgage – required documents – Although this post was written to target Boise Idaho borrowers, the information in it is generally standard information.

7) Tips for buying a fixer-upper home – This advice is not only good for investors, but agents who may be working with a first-time investor should also pay attention. If you are new, not only should you get an inspection, but you should also get a contractor to walk through to help you with a budget.

8 ) Looking for the housing bottom? These stats say it was back in February 2009 – It is amazing, seems like every time you turn on the tube and they are talking about housing it is about the bottom that is coming, yet every report out there has housing prices increasing since somewhere between February and April of 2009. It is going to be interesting to watch what happens to the market in the next year to see if this rebound will continue or if another big dip some are predicting is coming. My best guess is we stay somewhat flat.

9) Breaking: Senate Democrats reach deal on homebuyer tax credit – I first heard two weeks ago from a friend of mine who works for a US Senator in DC that a deal was coming to extend the first-time homebuyer tax credit. It appears what that deal is changes on a regular basis, but it appears something is coming. That does not mean it is a good thing, but something appears to be coming indeed.

10) You are viewing someone else’s home, it’s not yours yet – This is one we have all probably seen before, and it’s not pretty.

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1) IDX is dead – here’s why – Now that most real estate websites have IDX does that make it less effective for you?

2) What you won’t learn by watching tvJustin McHood talks about how to get the best deal on your next mortgage.

3) Fight in Congress looms on tax break for home buyers – With 40% of all homes sold this year qualifying for the tax credit, can the housing market complete it’s recovery without an extension of the credit?

4) Comparing website apples to website oranges – Don’t look at the expense of a new website to what it cost to build your old one, times have changed.

5) 5 things about blogging I didn’t know 359 days ago – After a year of blogging, RERockStar talks about what he has learned to make blogging effective.

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1) Time is running out for the $8000 tax credit – Cool video on the $8000 tax credit.

2) Free mortgages? Nope – but a free book about mortgages! – Tom Vanderwell is offering a a free book “Straight talk about mortgages.”

3) Is it Wednesday already? – Even when things are rolling and you are busy keep on blogging.

4) Tip for new real estate investors – Heather has a tip for new investors on how to make sure you are not caught short when a tenant moves out.

5) 2 Wordpress plug-ins that will transform your website – These plug-ins could help your real estate website.

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Top 5 real estate posts of the day for 9/9/2009

September 9, 2009 Top Posts

1) Don’t hate me because I’m a real estate agent – A look at one reason the general public may not like real estate agents. Russell Shaw has a great response in the comments section.
2) Economists see housing bottom by 2010 – Most economist seem to agree the housing bottom is getting close if not [...]

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You Can’t Refinance: Can You Still Save Money On Your Mortgage?

September 2, 2009 Mortgage
Thumbnail image for You Can’t Refinance: Can You Still Save Money On Your Mortgage?

Many people are stuck in their current mortgage. They can’t refinance for any number of reasons. Some of the most common reasons that people are “stuck” in their current mortgage include:

Some are upside down – meaning they owe more than their home is worth.
Some people have taken pay cuts at work and simply don’t make [...]

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Top 5 real estate posts of the day for 8/17/2009

August 17, 2009 Top Posts

1) OK, it’s a social media revolution – what’s it mean for real estate? – This great video about social media was going around last week, including a copy of it on this website, and while many real estate sites posted a copy, Dru did one of the best jobs tying it into real estate. [...]

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Top 5 real estate posts of the day for 8/11/2009

August 11, 2009 Top Posts

1) Is our industry a bunch of bums? – How should real estate agents dress? This is always an interesting conversation with plenty of good arguments for all sides. So how should we dress?
2) $8000 tax credit: The end is near – Time is running out for the $8000 first-time home buyer tax credit, you [...]

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Top 5 real estate posts of the day for 7/13/2009

July 13, 2009 Top Posts

1) What drives your fear of flying solo? – Very interesting piece that looks at some of the common objectives of going solo in the real estate business.
2) Loan mod stats aren’t looking so hot – This is very interesting, makes you realize why a bank may not be so quick to jump into [...]

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Top 5 real estate posts of the day Monday 6/29/2009

June 29, 2009 Top Posts

Top 5 real estate post for 6/29/2009

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