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Video 105: Short sale agents will tell you doing a short sale is always better than doing a foreclosure. There are many cases that is true, but not for everyone. Always make sure you talk to a real estate attorney and a tax accountant to make sure a it is really the best thing for you. Would love to hear your thoughts, you can leave a comment or e-mail me Dean Ouellette.

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Video 101: I have read at least 20-30 different agents who have been touting how great the HAFA program is on their blogs over the last few weeks. Last night I issued a challenge a couple times on Twitter to any of those agents or even to the National Association of Realtors, who are defending the program, to do a point – counter-point with me in a blog post. I do not see how anyone who read the pages on the new short sale program could defend it as good for banks or for the home owner. If you are true believe in HAFA, and they have to be out there because there have been plenty of blog posts, let me know. I would love to debate you on the merits or lack of merit in the 43 pages of garbage. Would love to hear your thoughts, you can leave a comment or e-mail me Dean Ouellette.

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Video 100: The more and more short sale videos I do, the more questions I get from home owners and other agents. I am launching a Short sales agent" href="http://deansellsaz.com/short-sale-faq/">new short sale section on DeanSellsAZ.com which you will find above. It it starting out with Short Sale FAQ and we will be adding more to build out the section. I will be adding in all my short sale videos and other short sale information as time goes. Would love to hear your thoughts, you can leave a comment or e-mail me Dean Ouellette.

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Video 97: I applaud the Arizona Department of Real Estate for issuing a Short Sales" href="http://deansellsaz.com/wp-content/uploads/2010/03/ss-seller_advisory.pdf" target="_blank">Short Sales Sellers Advisory. They have included a lot of good information such as scams to avoid, options to short sales and advising you to get legal and accounting advice. The one thing I did not agree with them on is their recommendation to hire an agent with a short sale designation. While a designation is not a bad thing to have, there are plenty of good agents who do not believe in the money making aspect behind designations and may not have a designation, but may have as much experience and/or knowledge as someone with a designation. The best way to hire a Tempe short sale agent is to talk to a few agents, ask them their process and see what they share with you. You will quickly be able to tell by their short sale process which agent to use. Would love to hear your thoughts, you can leave a comment or e-mail me Dean Ouellette.

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Short sales lesson, take notes

February 15, 2010 Video

Video 92: I almost always document every conversation I have with a bank. Of course, the one time I do not comes back to bite me in the rear end. After submitting a short sale package three times I finally get confirmation that the bank received it. They tell me the BPO will be ordered and [...]

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Can the bank come after me for the difference in the short sale price and my mortgage amount

November 17, 2009 Video

Video 46: Can the bank come after you for the difference in my short sale price and the mortgage amount? Maybe, first it depends what state you are in. Arizona has a anti-deficiency law which does not allow the bank to come after you. BUT they can work in language into your short sale acceptance [...]

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Short sales series: What hardships will bank consider?

November 12, 2009 Video

Video 42: So you want to do a short sale on your home in Tempe or the Phoenix area, what hardships do you have. That is the first question the bank is going to ask, is there really a hardship. There are 5 hardships the bank will consider when looking at your short sale:

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PMI on a $20k 2nd? Make sure you interview your short sales agent

October 28, 2009 Video

Video 30: Short sales in the Tempe real estate market are going to be around for a while so you need to make sure you interview your Tempe short sale agent if you are going to be giving them a listing. Any agent should be able to get an offer on a short sale house [...]

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