1) What exactly is title insurance? – Title guru Bill Risser explains title insurance in a way the general public can understand it.

2) $8000 tax credit tax fraud – Where there is free handouts there will be fraud. Close to 100,000 people have claimed the tax credit when they were not eligible.

3) How short sales affect your credit and other ramifications – Is a short sale going to have an impact on your credit score?  You bet.  How much? Well that depends.

4) Who are the voices in commercial real estate? – In commercial real estate and all you can find is residential blogs? This guide will help.

5) Homeowner confidence out of whack – But can you blame them? – Homeowners are optimistic about the value of their homes over the next six months, and only half of homeowners think their value dropped in the last year. During the last year 74% of homes dropped in value.

6) Want up to 350% more traffic? Add photos – If you want people to take a look at your listings, put up photos, and it appears by Zillow’s research the more photos the better for traffic.

7) Understanding the Internet buyer, NAR 2009 – Interesting video on Internet buyers, but watch out it will crash your Firefox browser, works fine in Chrome.

8 ) I am pretty sure this is how appraisals are performed now – We recently had one house, two appraisals, two different appraisers and the valued were 24% off. Yea, I’m thinking there may be something to this post.

9) How to plow deep while sluggards sleep – Ken Brand takes a look at 2010 and how you can jump start the year right now. Be prepared now for next year, low interest rates, low prices, extended tax credit all lead to potential. One of the keys is know what questions may come up at holiday parties and be ready.

10) How real estate investors really get done – Attn: newbies – If you are new to investing this blog is a must read, and here is a good place to start.

1) Summarizing the new, stricter FHA Streamline refinance program – In one month the FHA will be changing guidelines on FHA Streamline mortgage refinancing. As with everything else in the lending industry right now, it is not getting easier.

2) Trust – It seems to be the theme of the week. Here is another one from the last 24-hours on earning trust.

3) Like Moses from the mountaintop, make manifest your values – Marc has another post on trust and branding. This is why his posts are always a must read… Folks, many of you look at the market and blame it for your woes. The truth is, the plague of a down market is welcome. It isolates your faults and concentrates the mind.

4) What is title insurance? Don’t worry, most professionals don’t even know – A short basic introduction to what title insurance is and what it may cover.

5) What info makes up your credit score – One of my favorite segments is Tuesday Morning Coffee with John Jones, and this morning he breaks down the credit score.

1) The short sale sage concludes with a whimper – Jonathan Dalton has a second buyer walk away from a short sale because of the time it is taking to hear back from the bank.

2) Who needs title insurance? – Lane Baily discusses both lender’s title insurance and owner’s title insurance.

3) Bank of America and Wells Fargo say loan mod efforts are improving, but Frank says it’s not good enough – Loan mod numbers may be going up, but not that much.

4) Have RE BarCamps lost their way? – Has the free sharing of ideas that made RE BarCamps so great vanished with repeated efforts?

5) Zero down payment mortgage available – If your hose qualifies, a USDA loan may be an option for zero down 100% financing.