1) Underwriter knows best – 2nd day in a row there is a rant on a real estate blog about underwriters, amazed there have not been more actually.

2) Mortgage rates trend down – 30-year fixed mortgage rates are falling back down to sub 5.0.

3) Is earthquake insurance worth it? – Does your state rank in the top 20 for earthquakes?

4) The significant advantage of being the “Top of mind brand” – No matter your market, if you can be the top-of-mind brand in your market, you will have an advantage.

5) Power to the seller: The unzillowing of real estate – MLS boards are adding language to give home owners the right to not have their home blogged about.

1) Dear loan underwriters – Please stop asking for pointless time wasting minutiae – It seems with every deal underwriters come up with something new to ask for, almost like it is a contest. Here Jay gives some examples. 

2) Zillow COO discusses next wave of foreclosures on Fox Business – Interesting video interview on the “shadow” inventory with Zillow COO Spencer Rascoff.

3) What is my home worth? Beats me – Appraisals are completely unpredictable in the housing industry right now.

4) FHA broker approval delegated to approved DE Lenders: Will this squeeze out smaller players? – Will new FHA guidelines kill the small lender? It’s not the first time we have heard this in the last few months.

5) Measuring influence on Twitter: Who “cares?” – Marc Davidson does a great interview with Klout to determine what exactly Twitter influence is.